Oil & Gas Invoice Factoring Specialists

Stop Waiting 60–90 Days
To Get Paid.

Turn your unpaid oilfield invoices into working capital within 24 hours. No loans. No banks. No waiting on your operator’s AP department.

Your Invoice. Today’s Cash.

Funded in 24 Hours
From invoice to your account
24hr
💰
Advance Rate
Of invoice face value
90%
📋
Monthly Capacity
Per client, scales with you
$40MM
📌
Minimum Volume
Monthly invoices to qualify
$50K+

All Major US Basins · Same-Day Approval

Funded in 24 Hours
Not a Loan — No Debt
$50K – $40MM / Month
All Major US Basins
Same-Day Approval
No Credit Check
24hr
Average time from invoice to cash
$40MM
Monthly funding capacity per client
Up to 90%
Advance rate on submitted invoices
The Problem

Operators Pay Slow.
Your Bills Don’t.

You run a tight operation. Your crew shows up, equipment rolls, and the job gets done right. Then you wait — 60, 90, sometimes 120 days — while a billion-dollar operator holds your invoice.

Invoice factoring solves this without a loan, without a credit check, and without a banker who has never been to a job site.

See How It Works →
💸
Weekly payroll vs. Net-60/90 payment terms
Crew needs to be paid every two weeks. Your operator pays in 90 days.
🔒
Working capital locked in unpaid invoices
Can’t take new contracts because your cash is tied up in completed work.
🏢
Banks don’t understand the oilfield
Require years of history, strong credit, and collateral most contractors don’t have yet.
📈
Growth stalled by cash flow gaps
Competitors who solved cash flow are winning the contracts you’re turning down.
The Process

Four Steps. One Day.

Most oilfield contractors are funded within 24 hours of their first invoice submission.

Step 01

Apply Online

5 minutes. No tax returns, no business plan, no collateral. Approval is based on your customer’s credit — not yours.

Step 02

Get Approved

Same-day decision. If your operators are credible energy companies, you’re approved. Your credit score is irrelevant.

Step 03

Submit Invoices

Upload completed, accepted invoices through the secure portal. Submit daily as jobs finish. No batch schedule.

Step 04

Money in Account

Up to 90% of your invoice value hits your bank within 24 hours by wire or ACH. Reserve returned when operator pays.

Who We Fund

Every Oilfield Service Type

If you invoice an operator or prime contractor for completed work and wait 30+ days to get paid — you almost certainly qualify.

All Industries →
🔩

Drilling Services

Contract and directional drillers. High day rates, Net-60/90 operators.

Learn more →
🚛

Hot Shot Trucking

Keep trucks rolling without waiting 45–90 days on billing cycles.

Learn more →
💧

Water Hauling

Fresh water delivery and produced water disposal.

Learn more →
📡

Wireline & Flowback

Premium day rates against Net-60/90 operators.

Learn more →
👷

Oilfield Staffing

Weekly payroll against 30–60 day terms.

Learn more →
🏗

Equipment Rental

Rental tool shops with extended billing cycles.

Learn more →

Ready to stop waiting on your operator?

Free application. Same-day approval. Cash in your account within 24 hours.

Apply Free — No Obligation →
Service Areas

Every Major US Basin

Wherever oil and gas is produced in America, we can fund your invoices.

All Service Areas →
Permian Basin
West Texas & SE New Mexico

Permian Basin

The largest and most active oil-producing region in the US. Net-60 to Net-90 from every major operator.

Learn More →
Eagle Ford
South Texas

Eagle Ford Shale

A prolific liquids-rich shale spanning South Texas with strong operator activity.

Learn More →
Bakken
North Dakota & Montana

Bakken Formation

One of the largest oil discoveries in US history. Extreme conditions, slow-paying operators.

Learn More →
Quick Answers

Common Questions

Plain answers about how oil and gas invoice factoring works. No jargon.

Full FAQ →

Factoring is when you sell your unpaid invoices and get cash the same day — instead of waiting 60–90 days for your operator. You receive 80–90% of the invoice value up front. It is not a loan. Nothing goes on your balance sheet.

No. Approval is based on your customer’s creditworthiness — the operator or prime contractor you invoice. Brand new companies and those with poor credit can qualify as long as their customers are credible energy companies.

Net-30, Net-60, and Net-90 means the operator has 30, 60, or 90 days from your invoice date to issue payment. In oil and gas, Net-60 and Net-90 are the norm. Invoice factoring eliminates this gap — you get paid within 24 hours.

Oilfield factoring fees typically run 1%–5% of the invoice value per 30-day period. Companies invoicing major operators like Chevron, Shell, or ExxonMobil qualify for lower rates. On a $100,000 invoice: you get $90,000 today, and receive roughly $7,500–$8,000 back when the operator pays.

Apply Now — Free

Get Your Invoices Funded Today

A funding specialist will contact you within one business hour. Free. Zero obligation.

Funding Benefits

  • Same-day approvals
  • Up to $40MM per month capacity
  • Invoice Factoring, A/R Lines & Asset-Based Lending
  • Dedicated oilfield specialist
  • All major US basins

Minimum Requirements

  • B2B oilfield service company
  • $50,000+ per month in invoices
  • Invoice operators or prime contractors
  • 30+ day payment terms
  • Work completed before invoicing

Get Your Free Quote

No cost to apply. A specialist contacts you within 1 business hour. Approval based on your customers — not your credit.

List the operators or companies you invoice. This is the most important factor in your approval.

No obligation. No cost to apply. A specialist contacts you within 1 business hour.